AuditMind analyses your construction company transaction data and surfaces CIS compliance risks, VAT inconsistencies, duplicate payments, and financial anomalies — automatically, before HMRC does.
Xero and Sage record your transactions. They do not analyse them for risk. AuditMind fills that gap.
Monthly CIS returns must account for subcontractor registration status. Penalties of up to £3,000 per incorrect return. Manual verification is slow and error-prone.
Domestic reverse charge rules apply across construction supply chains. Miscoding between standard 20% and DRC 0% creates HMRC exposure on every incorrectly treated invoice.
Same invoice received by email and through supplier portal. Same subcontractor paid twice in the same week. Standard accounting software does not cross-check intelligently.
Project cost misallocation inflates margins and distorts cash flow forecasting. Without automated pattern detection, these errors accumulate invisibly until year-end.
Payment escalation, supplier concentration, and duplicate patterns are early indicators of financial distress. No standard accounting platform surfaces these signals automatically.
Construction SMEs rarely have dedicated internal audit teams. Issues are found during annual accounts, external audits, or HMRC investigations — by which point it is already costly.
AuditMind combines three layers of proprietary intelligence that compound in value as the platform learns your firm's patterns.
A living computational system encoding the interaction between CIS deductions, VAT Domestic Reverse Charge, JCT/NEC payment notices, Housing Grants Act adjudication rights, Building Safety Act liability exposure, and HMRC winding-up petition patterns. Eight named compliance rules evaluated per transaction in dependency order.
As contractors onboard, the platform maps financial interdependencies across the construction supply chain. After 12 to 18 months, AuditMind will sit on a proprietary dataset of real-time construction credit risk that does not exist anywhere else. Experian reports filing history. AuditMind reports payment behaviour deterioration in real time.
Once connected to Xero, Sage, or COINS, the platform accumulates 12+ months of firm-specific calibrated intelligence. The AI risk models tune to your business's project mix, seasonal patterns, and subcontractor relationships. Switching means losing all calibrated context — a transition cost most £1–10M construction SMEs will not accept.
Every transaction is evaluated against each rule in dependency order. Rules are version-controlled and updated when HMRC guidance changes.
| Rule ID | Name | Legal Basis | What It Detects | Severity |
|---|---|---|---|---|
| RLE-01 | CIS Deduction Verification | Finance Act 2004 s.61 | Subcontractor paid at wrong deduction rate or without HMRC verification | Critical |
| RLE-02 | VAT DRC Consistency | VAT Act 1994 Sch.11A; HMRC Notice 708/6 | Standard-rated (20%) coding where DRC (0%) should apply, or vice versa | Critical |
| RLE-03 | Gross Payment Status Cross-Reference | HMRC CIS340 Guidance | GPR subcontractor receiving deducted payments, or deduction incorrectly applied | High |
| RLE-04 | JCT/NEC Payment Notice Timescale | HGCRA 1996 s.110-111; LDEDCA 2009 | Payment outside contractually required notice window; no pay-less notice issued | High |
| RLE-05 | Housing Grants Act Adjudication Rights | HGCRA 1996 s.108 | Pattern of withheld payments without valid pay-less notice — adjudication exposure | Medium |
| RLE-06 | Building Safety Act Liability Exposure | Building Safety Act 2022 ss.38-39 | Retention withheld beyond statutory period on higher-risk building contracts | Medium |
| RLE-07 | HMRC Winding-Up Petition Pattern | Insolvency Act 1986 s.124A | Payment deterioration pattern correlated with historical HMRC petition precursors | High |
| RLE-08 | Duplicate Payment Detection | N/A — arithmetic | Invoice reference, amount, and supplier match within configurable time window | Critical |
CSV upload from any accounting system. OAuth API integration with Xero in development. Auto-detection of 400+ accounting export formats.
Isolation Forest ML model with 7 construction-specific features. Anomaly score 0–1 per transaction. Firm-calibrated over time.
Eight named UK construction compliance rules with regulatory citations. Version-controlled and updated with HMRC guidance changes.
CRS = 0.35×ML + 0.45×rule severity + 0.20×rule count. RED/AMBER/GREEN traffic light per transaction. Configurable thresholds.
Plain-language alerts for business owners. Top 20 flagged transactions sorted by risk. Mobile-responsive for on-site access.
Full transaction table with ML scores, rule citations, regulatory references. Filter by severity, rule, supplier, or date range.
Track all retention liabilities and release dates. Alert when retention is overdue. Building Safety Act exposure flags for higher-risk buildings.
Insolvency Intelligence Graph alerts. Know when your main contractor's payment behaviour deteriorates — before Companies House filings.
SME summary, accountant detail, and HMRC compliance evidence reports. PDF and CSV export. White-label for accountant partners.
Xero OAuth developer registered and configured. QuickBooks in progress. Sage planned Month 18. COINS ERP planned Month 24.
Multi-client dashboard for accountancy practices. Risk-sorted client list. Branded reports. 20% referral commission on client subscriptions.
5-signal FSI score (0–100) derived from transaction patterns. Detects payment escalation, supplier concentration, duplicate rates, and value concentration risk.
Upload a CSV export from Xero, Sage, or QuickBooks. Or connect directly via OAuth API (in development) for automatic daily sync.
Tell the system which column is your Amount, Invoice ID, VAT code, and Supplier Type. Standard names are auto-detected.
Isolation Forest ML scores every transaction. Eight compliance rules evaluate in dependency order. Financial Stress Indicator calculated.
SME view shows flagged transactions in plain English. Accountant view shows full evidence. Download CSV or PDF reports.
Five transaction-pattern signals combine into a single FSI score. No balance sheet required. Your CSV data is enough.
No need to change your accounting system. AuditMind sits alongside it as the missing intelligence layer.
Developer registered. OAuth2 configured. API integration in development.
Developer registration in progress. Sandbox testing planned Q3 2025.
Business Cloud Accounting API integration planned for Month 18.
Construction-specific ERP integration. Contract and subcontract modules planned Month 24.
The AuditMind platform has been tested by a Fellow Chartered Certified Accountant with specialist experience in UK construction CIS and VAT compliance. The FCCA confirmed the platform identifies genuine compliance risks that standard accounting software does not surface.
The platform is live at www.auditmindintelligence.co.uk. Any construction firm or accountant can upload a CSV file and receive a full risk analysis report with CIS flags, VAT issues, duplicate alerts, and a Financial Stress Indicator score within seconds.
A Xero developer account has been registered and an application named AuditMind Intelligence has been created in the Xero developer portal. OAuth2 credentials have been issued. The integration is in active development targeting Month 12 commercial release.
Accountancy practices and financial advisory firms can deploy AuditMind as their own branded financial risk intelligence service — complete with custom domain, branded reports, and a multi-client dashboard.
Deploy AuditMind on your own subdomain — for example risk.yourpractice.co.uk. All client-facing dashboards and PDF reports carry your firm's logo and colours. Your clients see your brand, not ours.
A single partner login gives you a risk-sorted view of all your construction clients. See which firms need attention first, trigger on-demand analyses, and batch export reports — all without switching accounts.
Earn 20% of the first 12 months subscription value for every construction client you refer and convert. For an accountant managing 20 clients on the Professional Plan, that is approximately £2,352 per year in passive commission income.
AuditMind identifies risks. You resolve them. The platform increases the value of your advisory relationship — it does not replace it. Clients who use AuditMind need more accountant input, not less.
Start with a free pilot. Upgrade as your needs grow. Cancel any time.
All plans include a free pilot period. No credit card required to start. Prices exclude VAT.
Upload a CSV file from Xero, Sage, or QuickBooks. Get a full risk report in seconds.